The TEPIX III programme, through the Hellenic Development Bank (HDB), gives existing as well as newly established small and medium-sized enterprises the opportunity to access financing on particularly favourable terms.
✅ What TEPIX III offers
The Loan Fund of TEPIX III provides investment-purpose loans, as well as special-purpose working capital loans or revolving credit.
In many cases, 40% of the loan is interest-free, significantly reducing the business’s overall financing cost.
In addition, for the first two years of the financing, an interest subsidy is предусмотрed, further strengthening businesses’ liquidity.
The loans are characterised by flexible terms regarding the amount, duration and grace period, facilitating both the implementation of investment plans and the covering of working capital needs.
🎯 Which businesses can benefit
Beneficiaries of the programme are small and medium-sized enterprises, existing or newly established, that wish to finance investment plans or strengthen their liquidity through working capital.
Why TEPIX III matters now
The increase in the programme’s available budget confirms the importance attached to supporting small and medium-sized enterprises, creating new financing opportunities.
With low borrowing costs and favourable repayment terms, businesses can more easily proceed with investments, modernisation, expansion of activities or strengthening of their competitiveness.
📌 How AFS can help
AFS undertakes the entire process of submitting your application for the TEPIX III programme — from preparing the file and organising the business plan, to submitting all the necessary supporting documents.
With experience and expertise in managing financing programmes, AFS ensures that the application will be submitted correctly and on time, with the aim of securing successful approval of the financing and the smooth growth of your business.
