Applications for the «Home Renovation 2026» programme started on 29 October 2026, with a subsidy of up to €36,000 and a funding rate reaching 95%. Who can join, which works are subsidised and until when can applications be submitted?
A significant funding opportunity is opening for owners of vacant homes who wish to renovate and make use of their properties.
The «Home Renovation 2026» programme, which falls under ESPA 2021–2027, has a total budget of 500 million euros and aims at the renovation and mild energy upgrade of homes, so that they can return to use.
However, there is one important condition that interested parties should know: the opening of applications does not yet concern all homeowners.
Who is eligible under «Home Renovation 2026»?
The first phase of the programme concerns owners of vacant homes who meet the specified eligibility criteria.
A basic condition for participation in the current phase is the existence of a Certificate of Eligibility already issued for the property to be renovated.
This means that owning a vacant property does not automatically guarantee the possibility of participation.
The programme is addressed to low- and middle-income households, while eligibility is assessed on the basis of the income and other criteria provided for in the Implementation Guide.
What applies to homes that are already in use?
The possibility of submitting applications for occupied homes is provided for in a later phase of the programme.
Subsidy of up to €36,000: How much money does the programme cover?
One of the most important advantages of «Home Renovation 2026» is the high grant rate.
Specifically, the following are provided for:
Subsidy from 70% to 95% of eligible expenditure.
Maximum grant of €36,000 for renovation and energy upgrade works.
Additional funding of up to €2,500 for support services, in accordance with the programme terms.
The final amount of funding depends on the category of the beneficiary, the characteristics of the home, the eligible expenditure and the more specific conditions of the action.
Therefore, not all beneficiaries receive the same amount or the same subsidy rate.
Which works are subsidised under the «Home Renovation» programme?
The funding concerns renovation works and mild energy upgrades, with the aim of improving the functionality, safety and energy efficiency of homes.
The interventions must fall within the eligible categories of expenditure of the Implementation Guide and meet the specified technical and time requirements.
Particular importance is attached to the proper preparation of the Intervention Plan, in which the proposed works and their budget are set out.
Proper preparation is crucial, as it is not enough for a work to concern the renovation of the property for it to be automatically considered eligible for funding.
Until when are applications submitted for «Home Renovation 2026»?
The application period for the current phase of the programme has been set as follows:
- Application start: 29 October 2026
- Application end: 11 January 2027
- This deadline concerns the first phase of funding for vacant homes.
Interested parties who already hold a Certificate of Eligibility should move in good time, as the preparation of a complete file requires checking information, gathering supporting documents and properly planning the interventions.
What needs attention before submitting the application?
Although the programme offers particularly high funding rates, participation presupposes compliance with specific requirements.
Among the most important points to be examined are:
The existence of a valid Certificate of Eligibility.
Compliance with the programme's income and other criteria.
The correct presentation of the works in the Intervention Plan.
The eligibility and substantiation of the budgeted expenditure.
The completeness of the required declarations and supporting documents.
Compliance with the prescribed deadlines.
Careful examination of these parameters is necessary for the proper preparation of the application and to avoid omissions that may cause delays.
Home Renovation 2026: AFS undertakes the process of submitting your application
Athens Financial Services (AFS) undertakes comprehensive consultancy support and management of your application for the «Home Renovation 2026» programme.
With the aim of the proper and timely preparation of your file, our team undertakes:
The checking of the participation and eligibility requirements.
Guidance on gathering the required supporting documents.
The organisation and preparation of the funding file.
Coordination for the preparation of the required Intervention Plan.
The electronic submission of the application.
Monitoring the progress of the application and support in the next stages of the process.
Do not let the deadline catch you unprepared.
Contact Athens Financial Services today so that we can examine your eligibility to participate and undertake the preparation of your application.
Telephone: 210 831 7702 Email: info@afs.gr
Alternatively, complete the expression of interest form and a specialised AFS associate will contact you.
